Services
If you're asking yourself, "What should I do?"
you've come to the right place.
In simple terms, our sole job is to help you answer that question and then ensure it gets done timely and correctly. It's a question that we can never stop asking ourselves, which is why we work with clients in an on-going capacity.
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We Only Do One Thing: Comprehensive Financial Planning
It might be easy at first to confuse our firm with other offices that simply manage investments. We do not offer investment management as a stand-alone service. Why? Because no advisor can offer the best advice for your investments unless they also know (and likely helped you create and implement) your income plans, your tax plans, your insurance plans, and your estate plans.
Comprehensive financial planning first defines what it is you want most out of life (and what you most want to avoid), and then crafts coordinated plans that consider every aspect of your financial and legal life. From here, we help you implement these plans, taking on the work ourselves wherever we can, and walking along side of you every step of the way.
Who We Serve
We primarily work with those who are in or within five years of retirement, and have at least $500,000 saved.
We serve at the center of our clients' financial lives, coordinating their investment, insurance, tax, and estate plans. We are not mere "money managers", and work best with clients who are looking for more than someone to just direct their investments.
While not a strict requirement, it usually makes sense to hire us if we will be directly managing all of your investments.
Are you further away from retirement or have less than $500,000 saved? We have a limited capacity to help those in these situations and would be happy to consider adding you to that group. Please contact us and we will let you know what we can do to help.
Annual Asset-Based Fee Schedule
For clients with $500,000 or more in assets and who have all their available investments managed through our office, we bundle comprehensive financial planning and investment management into a single annual, asset-based fee:
If it makes sense for certain assets to remain managed outside of our firm, we are happy to design a customized engagement that works well for both you and our team.
If you have been with us for many years — especially through an American Funds A-share investment — thank you. That long-term trust means a lot to us.
Those legacy accounts were originally designed for one-time investment recommendations, and they have served that purpose very well. However, they do not include ongoing investment management or regular review meetings — we are not actively monitoring your portfolio, recommending changes, or providing ongoing advice or financial planning.
Through 2026, we’re still here to support basic account requests, including updating beneficiaries or contact information and processing trades at your direction (you decide what changes to make, and we place the order). We will be contacting all clients with these legacy accounts throughout 2026 as we have capacity to invite them to our planning services as described above. We will no longer be supporting these accounts after 2026.
If you’re looking for proactive advice — including help deciding what changes to make, when, and why — we’d love to reconnect through our planning and advisory model.
Call us today to learn what working together could look like going forward.
We’re ready when you are.